For lobby hours, drive-up hours and online banking services please visit the official website of . For lobby hours, drive-up hours and online banking services please visit the official website of the bank at www.cnb-brownwood.com. Citizens National Bank at Brownwood Brownwood branch is one of the 2 offices of the bank and has been serving the financial needs of their customers in Brownwood, Brown county, Texas for over 27 years. The transaction is expected to close during the first quarter of 2022. You will need to provide the following: Click here for more information on direct deposit. California's Department of Financial Protection and Innovation (DFPI) said it had taken over San Francisco-based First Republic and appointed the Federal Deposit Insurance Corporation (FDIC) as receiver. Tutorial Videos Apple Android Business Online Banking & Bill Pay Credit Cards | Citizens National Bank | Texas | Round Rock, Cedar Park Write VOID in large letters in ink across the check, covering most lines so that nothing else can be written in on the check. Regulators wanted a private company to take over First Republic to avoid the FDIC taking on too much debt, and that requirement "may have precluded other regional bank bidders from making the math work as well as it does for JPM," Ken Usdin, equity analyst for Jeffries, said in a note Monday. Following the completion of the transaction, former Texas Citizens shareholders will own approximately 9.7 percent of the combined company. Troubled First Republic Bank seized and sold to JPMorgan Chase How do I update my name and address in your system? We're open for business online 24/7. Given Citizens National Bank's noncompetitive savings rate, you should consider choosing another bank to earn more on your deposits. But a deposit of cash, a Citizens check, or an electronic funds transfer will generally be available to cover the transactions. Make purchases safely and be on your way. You are about to follow a link to [Link]. All deposits are subject to our Funds Availability schedule. If your account is overdrawn, you have up until 10:00 PM ET the following business day (e.g., if your account is overdrawn at the end of the day Monday, you have until 10:00 PM ET Tuesday) to deposit enough funds to cover all of the overdraft items (minus the fees), and any additional transactions that post to the account that day. Business Lending | Citizens National Bank of Texas Lending You need a bank that not only lends dollars, you need one that lends an ear. With online Banking and online Bill Pay, we blend the latest in banking technology with personalized service. First Republic has $229 billion in assets, making it the second-biggest bank to collapse in U.S. history after the 2008 failure of Washington Mutual, which at the time had roughly $307 billion and also was sold to JPMorgan. My e-Statements | This will allow the employer to verify the above information. Under the terms of the merger agreement, which has been unanimously approved by the board of each company, Texas Citizens shareholders will receive 0.7038 shares of Business First stock for each share of Texas Citizens common stock (with cash paid in lieu of fractional shares), or approximately 2.1 million shares of Business Firsts common stock. Supporting documents vary depending on the type of business you have. What to Expect Business First Bancshares, Inc. and Texas Citizens Bancorp - b1BANK "You need large, successful banks. The $12 transfer fee per day for Overdraft Line of Credit Plan is waived for Student Checking, Citizens EverValue Checking, Citizens Quest Checking, and Citizens Private Client Checking. As of September 30, 2021, Business First had total assets of $4.4 billion, total loans of $3.1 billion, total deposits of $3.8 billion and total shareholders equity of $430.2 million, compared to Texas Citizens estimated $516.9 million in total assets, $365.7 million in total loans, $452.0 million in total deposits and $34.6 million in common shareholders equity. Location Details | Citizens National Bank | Texas | Round Rock, Cedar Baton Rouge, La. You can also contact the bank by calling the branch phone number at 325-646-5151. Have peace of mind that your irreplaceable items are safe and sound. Not enrolled in Online Banking? NMLS Registry Information for Citizens National Bank of Texas, Bank locations in Burleson, Cedar Hill, Ennis, Italy, Midlothian, Red Oak, Waxahachie, Stephenville and Weatherford, Texas, Phone: 972-938-4300Mailing Address: PO Box 717, Waxahachie, TX 75168, Bank locations in Burleson, Cedar Hill, Ennis, Italy, Midlothian, Red Oak and Waxahachie, Texas, Copyright 2009 - 2016 Citizens National Bank of Texas, NMLS Registry Information for Citizens National Bank of Texas. It's safe, secure and easy. Citizens Financial Group, Inc. All rights reserved. Copyright 2021b1BANK. Information about Business Firsts directors and executive officers is available in its proxy statement for its 2021 annual meeting of shareholders, which was filed with the SEC on April 15, 2021. You can manage all of your banking from anywhere you have internet access. As of September 30, 2021, TCBI had $516.9 million in total assets, $365.7 . Texas Citizens Bancorp, Inc. is a bank holding company and the parent company of Texas Citizens Bank, a national banking association that offers a full range of banking products and services from six full-service branch locations located in the Houston, Texas market area. Once you have overdrawn your account, you must bring it to a positive balance as soon as possible. Call: 1 (800) 264-4274. Our next group of cards to be reissued will be those expiring in May 2023. What happens to First Republic Bank's stock and deposits now? For more extensive options, visit CNBs Cash Management Services. Additional Information and Where to Find It. var yyyy = Year.getFullYear(); Still have questions? U.S. Treasury officials said Monday they're encouraged that the First Republic seizure happened "with the least cost to the Deposit Insurance Fund.". Round Rock Map ATM. Citizens gives you tools that make it easy, such as Online and Mobile Banking, and account alerts. It is a traditional brick-and-mortar bank with in-person service, in addition to its online and mobile offerings. Check out our competitive rates and variety of products tailored to fit your individual financial needs. That made it more vulnerable to a bank run as customers rushed to transfer their money elsewhere. It is the third financial institution taken under government control in the last two months following a series of lightning-fast bank runs that has shaken the confidence of financial industry customers and investors. My e-Statements | Apple, the Apple logo, iPad, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Locations. Citizens National Bank - Walmart Branch. Citizens is a brand name of Citizens Bank, N.A. All Rights Reserved. Stop by a branch or call a CNB representative at 1 (865) 429-7521 to discuss our CNB Business Checking Account options, which only require $100 to open. Home Mortgage Rates | Today's Mortgage Rates | Citizens Use yourcontactless debit card,Digital Wallet7,Zelle8or checks, Take control of overdrafts with Overdraft Choices, plus $5 Overdraft Pass9andCitizens Peace of MindTM 3. 1110 Clements Street, Brownwood, TX 76801, 3802 Highway 377 South, Brownwood, TX 76801, Citizens National Bank at Brownwood Brownwood, Citizens National Bank at Brownwood Brownwood branch, Farmers and Merchants Bank Brownwood - Early. Data charges may apply. No offer of securities shall be made except by means of a prospectus meeting the requirements of the Securities Act of 1933, as amended, and no offer to sell or solicitation of an offer to buy shall be made in any jurisdiction in which such offer or solicitation would be unlawful. Khristopher J. Brooks is a reporter for CBS MoneyWatch covering business, consumer and financial stories that range from economic inequality and housing issues to bankruptcies and the business of sports. By signing up for e-statements, you will be able to get your statements sooner and securely view, print and download your statements. APY = Annual Percentage Yield. We understand that it can be hard to know where to start when it comes to your finances. No problem you can find your routing number online. Your checking account number. Citizens National Bank has 11 physical branches across the U.S. Save more with these rates that beat the National Average. The FDICestimatedthe cost to the Deposit Insurance Fund at about $13 billion; by comparison, SVB's failure resulted in a $20 billion hit. About Us | With mobile and web apps, Citizens National Bank makes mobile banking convenient, even on the go. Citizens National Bank unfortunately does not reimburse out-of-network ATM charges, meaning you will be required to locate a Citizens National Bank ATM or accept the cost of withdrawal. Citizens National Bank at Brownwood Brownwood branch operates as a full service brick and mortar office. Privacy Policy | Loan Options - Citizens National Bank When you need us, we can help Let us help you take advantage of opportunities with loans tailored to your needs. $4.00 discount on all other available styles. Reap the rewards as your business grows by earning $5 for each $5,000 in collected balances up to $15,000. 4Non-Citizens ATM owners may charge a fee. / MoneyWatch. Citizens is a brand name of Citizens Bank, N.A. The existence of a fiduciary duty does not prevent the rise of potential conflicts of interest. 6At least one account holder must be under 25 years old. Citizens National Bank: Ph: (325) 643-3545 PERSONAL CHECKING ACCOUNT $200 minimum deposit to open Checks and debit cards Free digital banking services, including: Online banking and bill pay Free mobile app and mobile check deposits Free e-statements available No monthly service charge on daily balances over $600.00 MONTHLY FEE STRUCTURE This new feature gives you earlier access to your cash, helps avoid the stress of overdrafts and provides a head start on paying bills. Freeze Your Card With the New CNB App. Loan Options - Citizens National Bank Click the link below if you wish to order checks for yourself. Brownwood, Texas 76801, 2023 Citizens National Bank at Brownwood | Sitemap, Due to requirements set by Visa, we will be reissuing all debit cards as they expire. Fax your completed application to the Card Service Center at 877-809-9162. document.write(Year); For information on our Funds Availability Policy, please visit citizensbank.com/overdraft or see your Personal Deposit Account Agreement. Citizens National Bank's Texas Ratio is 0.00%, suggesting that the bank is in terrific financial health and unlikely to fail. Balance Fee. The overall rating is a weighted average of rates, fees, service quality and financial health.Read more. 2IMPORTANT DETAILS ON OVERDRAFT COVERAGE: When we pay a transaction that overdraws your account, we will charge you an Overdraft Fee of $35 per item paid. Citizens Bank, National Association - banks.data.fdic.gov Free copies of the Proxy Statement-Prospectus, as well as other filings containing information about Business First, may be obtained at the SECs Internet site (www.sec.gov), when they are filed by Business First. You can always call 1-866-690-BANK (2265) to access your account information or any of our locations listed below for assistance. Your account is protected by 24/7 monitoring and fraud alerts with, Depending on your preference, you can apply for a Citizens checking account online, over the phone, or at any, Paycheck Protection Program Loan Forgiveness. $4.00 discount on all other available styles. You can find this information online, but you could also call a representative. Get browser notifications for breaking news, live events, and exclusive reporting. Whenever you are ready, CNB is here for you. This press release does not constitute an offer to sell or the solicitation of an offer to buy any securities or a solicitation of any vote or approval with respect to the Proposed Transaction. My e-Statements | Citizens National Bank ranks as a small bank with assets totaling $402 million and deposits totaling $357 million. Citizens National Bank (TX) Review | Review, Fees, Offerings Updated on: May 1, 2023 / 7:48 PM Round Rock, TX 78664. Readers are cautioned not to place undue reliance on the forward-looking statements contained in this press release because actual results could differ materially from those indicated in such forward-looking statements due to a variety of factors. Market data provided by ICE Data Services. Whatever your goals are, we can help you find ways to live in the moment and still save for tomorrow. Other relevant risk factors may be detailed from time to time in Business Firsts press releases and filings with the Securities and Exchange Commission (SEC). Learn how to manage overdrafts and avoid fees by viewing ourOverdraft Choices. A Citizens National Bank of Texas Loan Officer will follow up to answer your questions. var Year = new Date(); No automated bots, no call centers. Stephens Inc. acted as financial advisor to Business First, and Fenimore Kay Harrison LLP acted as legal advisor to Business First. Obtaining a checking account with no monthly fee as well as a savings account with a high interest rate at the same institution is your best option for accruing the most income from your deposits while having convenient access to your money. Get more answers in our Full FAQs section. Citizens corporate headquarters: One Citizens Plaza, Providence, RI 02903 News provided by The Associated Press. You can manage all of your banking from anywhere you have internet access. Services for small and large businesses and everything in between. No reviews about the branch yet. FDIC officials then accepted a bid from JPMorgan "to assume all deposits, including all uninsured deposits, and substantially all assets of First Republic Bank," the DFPI said. In connection with the Proposed Transaction, Business First will file with the SEC a registration statement on Form S-4 (the Registration Statement) that will include a proxy statement of Texas Citizens and a prospectus of Business First (the Proxy Statement-Prospectus), and Business First may file with the SEC other relevant documents concerning the Proposed Transaction. Terms of Use | We have experienced success diversifying our geographic exposure over the past few years. We look forward to using our combined strength to benefit both existing and new clients throughout one of the countrys most potential-filled regions.. Citizens National Bank features a savings rate of 0.10%, which is poor in comparison to the national average. *A $5 non-usage monthly fee may apply if bill pay is not used after 3 months. For example, we typically do not pay overdrafts if your account is not in good standing or if the overdraft amount is excessive. Based on Business Firsts closing stock price of$25.30as ofOctober 19, 2021, the transaction is valued at approximately$52.9 millionin the aggregate. Open a Personal Checking Account Online | Citizens There are no guarantees that working with an adviser will yield positive returns. We do not manage client funds or hold custody of assets, we help users connect with relevant financial advisors. Submit your comment, review or complaint about Brownwood branch. . Congress needs to make major reforms to fix a broken banking system. Just incredible service. You can always call 1-866-690-BANK (2265) to access your account information or any of our locations listed below for assistance. SmartAssets services are limited to referring users to third party advisers registered or chartered as fiduciaries ("Adviser(s)") with a regulatory body in the United States that have elected to participate in our matching platform based on information gathered from users through our online questionnaire. the combined institution is expected to have total consolidated assets of approximately $4.9 billion. Compare Our Personal Checking Accounts | Citizens National Bank | Texas A new feature that lets you get paid soonerup to 2 days early1. Email the Bank. How do I set up direct deposit and what kind of information is required? Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view. Hoping to stem the panic, 11 of the nation's largest financial institutions in mid-Marchgave First Republic $30 billionin deposits, but the effort failed to assuage concerns about the bank's viability. Takeover talks continued all weekend in the hope a deal could be struck before U.S. stock markets opened Monday. E-statements are a secure and easy way to access your statements online. 8U.S. The Texas Ratio, a measure of a "bad assets" against available capital, can provide an early warning sign of bank failure. This schedule helps you determine when a deposit you make will increase your available balance. SmartAsset Advisors, LLC ("SmartAsset"), a wholly owned subsidiary of Financial Insight Technology, is registered with the U.S. Securities and Exchange Commission as an investment adviser. Texas Citizens Bancorp, Inc. is a bank holding company and the parent company of Texas Citizens Bank, a national banking association that offers a full range of banking products and services from six full-service branch locations located in the Houston, Texas market area.
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